The American Rescue Plan

The American Rescue Plan is delivering direct relief to the American people, rescuing the American economy, and starting to beat the virus. For a full overview of what’s in the plan, click here.

Help is here with
the American Rescue Plan

Learn more about how to access your benefits here:

I need help finding a vaccine.

I need help finding a vaccine. 90% of Americans live within 5 miles of a vaccination site. Click here to find a vaccination site near you. You can also text your ZIP code to: GETVAX (438829) / VACUNA (822862) Message and data rates may apply. Reply HELP for help or STOP to cancel. Click to close

I need help getting health care coverage.

I need help getting health care coverage. Lower your costs and sign up for health care: Healthcare.gov or call: (800) 318-2596 If you lost your insurance, you may be eligible for assistance with the cost of COBRA coverage. Learn more about COBRA or call: (866) 487-2365 Click to close

I need help buying food.

I need help buying food. There is extra money available for food. Find your state’s SNAP program. Sign up for SNAP or call: (800) 221-5689 Click to close

I have kids.

• Get a $3,000 tax credit per child for children 6 and over
• Get a $3,600 tax credit per child for
  children under 6 years old

Start accessing this money by filing your taxes with the IRS.*

I need help with rent.

I need help with rent. If you are behind on your rent and at risk of losing your home, apply at a state or local level for emergency rental assistance: Learn more about Emergency Rental Assistance Programs or call: (800) 569-4287 Click to close

I lost my job.

I lost my job. Get an extra $300 per week and
unemployment benefits extended until 9/6/21. Find your state’s Unemployment Benefits and sign up: Search Services By Location or call: (866) 487-2365 Click to close

I need help getting a rescue payment.

I need help getting a rescue payment. A typical family of 4 with a household income of $110,000 is eligible for an average of $5,600 in rescue funds. Claim your eligible funds. Click to close

I want to offer my employees paid time off for vaccines.

I want to offer my employees paid time off for vaccines. Learn more about the Paid Leave Tax Credit. Click to close

My small business needs help.

My small business needs help. The Treasury Department is providing critical assistance to small businesses across the country. Learn how to get financial assistance for your small business. Click to close

* How to file your taxes with the IRS: Visit IRS.gov for general filing information. Haven’t filed your taxes? Here’s information for non-filers. If your income is less than $72,000 you may be eligible to file your taxes for free, or call (800) 829-1040.

How does direct relief work under the American Rescue Plan?

Here’s what you need to know about the direct relief the American Rescue Plan provides to working families:

$1,400 per-person checks

• Single people making less than $75,000, heads of household making less than $112,500, and married couples filing jointly making less than $150,000 qualify for stimulus checks. People making up to $80,000 will receive partial payments.
• Those with dependents will receive $1,400 per person, including college students and seniors claimed as dependents.

Resources

• To learn how working Americans will receive their direct payments, read this blog.
• Track the status of your payment with the Internal Revenue Service’s Get My Payment Tool.
• Recover direct payments from past stimulus payments you did not receive but qualified for when you file your 2020 taxes with the Internal Revenue Service’s Recovery Rebate Credit form.

Increase the Child Tax Credit, Earned-Income Tax Credit, and Child and Dependent Care Tax Credit

• For those without children, the American Rescue Plan increased the Earned-Income Tax Credit from $543 to $1,502.
• For those with children, the American Rescue Plan increased the Child Tax Credit from $2,000 per child to $3,000 per child for children over the age of six and $3,600 for children under the age of six – and raised the age limit from 16 to 17.
• The American Rescue Plan also increased and expanded the Child and Dependent Care Tax Credit, making more people eligible and increasing the total credit to $4,000 for one qualifying individual and $8,000 for two or more.

Extend unemployment insurance

• The American Rescue Plan extended unemployment benefits until September 6 with a weekly supplemental benefit of $300 on top of the regular $400 benefit.
• The first $10,200 of unemployment benefits will be tax-free for people with incomes less than $150,000.

Resources

• Learn more about how to file for unemployment insurance at the U.S. Department of Labor’s resource page.

Small business support

• The American Rescue Plan will provide emergency grants, lending, and investment to hard-hit small businesses so they can rehire and retain workers and purchase the health and sanitation equipment they need to keep workers safe.
• The American Rescue Plan also includes a Small Business Opportunity Fund to provide growth capital to main street small businesses in economically disadvantaged areas, including minority-owned businesses

Resources

• For small business guidance and loan resources, visit the U.S. Small Business Administration’s resource page.

Lower health insurance premiums and provide 100% federal COBRA subsidy

• The American Rescue Plan will lower or eliminate health insurance premiums for millions of lower- and middle-income families enrolled in health insurance marketplaces. This will help well over a million uninsured Americans gain coverage.
• A family of four making $90,000 could see their monthly premium come down by $200 per month.
• The American Rescue Plan provides a 100% federal continuation health coverage (COBRA) subsidy through September 1, ensuring that those who lose their jobs or lose their health care due to reduced hours don’t lose their health care.

Resources

• President Biden opened a special health care enrollment period through May 15. You can sign up for health insurance at healthcare.gov.
• Learn more about COBRA at the U.S. Department of Labor’s resource page.